The essence of financial technology is to improve the efficiency of the whole process of the financial industry through the introduction of information technology. Its root lies in finance, and its form lies in technology. Finance is the core of Fax List modern economy, and the core of finance is capital. Finance can be divided into banking, insurance, trust, securities and funds and other formats, the core of which is to revolve around capital. Fintech is technology-driven financial innovation. In addition to Ali and Tencent, other technology companies such as Meituan and Ele.me are also scrambling to make arrangements.
They started the transformation early and tried to find the best way to combine technology and the financial industry. Internet finance is just a passerby, and the re-evolution of financial technology is inevitable. Fintech was born under this Fax List background. It uses technological means to make up for the difficulties and problems of the financial industry, so as to find new profit points other than harvesting traffic: Ant Financial has further clarified the attributes of its own technological services, and WeChat has improved Emphasizing its own technical attributes, JD Finance changed its name to JD Digits, which is a direct manifestation of this trend. Internet companies have entered the market one after another, bringing a huge sense of crisis to resource-based companies.
They urgently need to further clarify their own positioning, and technical attributes will become an inevitable and final destination. Return to emerging business models, new technology applications, and new products and services Fax List that are driven by emerging cutting-edge technologies such as big data, blockchain, cloud computing, and artificial intelligence, which have a significant impact on the financial market and financial service business supply. It is an inevitable trend to find new functions and attributes of the financial industry with the help of new technologies, new models and new means. The key to the present is to deeply excavate and apply these new functions and attributes to empower the evolution of banking products.